SBI home loan interest rates start from 7.90% p.a., with women borrowers getting interest concession of 0.05%. The housing loan from SBI, available for both salaried and self-employed professionals, comes with a range of benefits like longer loan tenure of up to 30 years and low processing fees i.e. 0.35% of the loan amount.
|SBI Home Loan 2020|
|Interest Rate||7.90% onwards|
|Loan-to-Value Ratio||Up to 90% of property value|
|Loan Tenure||Up to 30 years|
|Processing Fees||0.35% – 0.50% of loan amount (Min. Rs. 2,000; Max. Rs. 10,000) + GST|
Note: The figures given in the table are indicative and are subject to change as per changes in the SBI home loan scheme or RBI policy.
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